• Secure Electing System Using Fingerprint and NFC
    Alaa Essam and Mariam Mohamed ,MSA University, Giza, Egypt.
    ABSTRACT
    Technology had a great influence and role in renovating multiple everyday life systems; to facilitate the usage, save time and secure the whole process. Elections had been affected by that technological influence; to develop electing process from paper ballot to EVM machines and to EPIC machines; to be developed more into a secure and inexpensive electing system that uses combination of fingerprint and NFC ID cards to verify voter, declaring results constantly within a secure communication system using Ethernet and more facilities for people with inabilities.
  • Challenges and Risks of Developing a Payment Facilitator Model
    Mohammed Alsadi1, Vedat Coskun2, Haci Ali Mantar1, Kerem Ok2 and Busra Ozdenizci2, 1Gebze Technical University and 2Isik University, Turkey.
    ABSTRACT
    Following traditional payment methods using banknotes, credit and debit cards enabled significant increases in consumer spending power. The traditional way for customers to purchase a service or an item in a shop is by presenting their –physical- credit card on a point of sale (POS) device, which is called as Card Present (CP) transaction. Motivated by the growth of the Internet and Smartphones, e-commerce became a reasonable alternative for timesaving purchasing activities. Significant growth in the e-commerce market has been observed throughout the world especially in recent years. Remote transactions where the customer does not physically present her credit or debit card during payment are termed Card Not Present (CNP) transactions. CNP includes mail order, telephone and Internet transactions. The main advantage of CNP transaction is easing the customer’s shopping experience, since the customer can pay anytime and anywhere without the need to physically present the payment card. In order to maximize the efficiency of CNP transactions, a payment facilitator is needed to sponsor retailers. It frees retailers from the need to perform the administrative procedures necessary with the acquirer. The aim of this research study is to identify the challenges and risks to developing a secure methodology to provide secure CNP-based transactions with a payment facilitator. We analyse and use the requirements imposed by regulators, identify detailed security requirements of a mobile payment system, and develop a roadmap for developing a secure methodology for mobile payment transactions.